Leasing, also called credit leasing or leasing-to-buy (Leasing with an Option to Purchase), is a financing method which is ideal for financing the purchase of a boat.

The advantages of leasing

Leasing with an option to buy means you don't have to tie up too large a portion of your available assets. What is more, since time spent sailing outside EU territorial waters is taken into account (according to the usage categories within the French leasing system) VAT only applies to part of the leasing payments. The same applies, using different criteria, to the Italian leasing system (see table below).

By lease financing your boat, you keep your savings available to meet other expenses or to invest.

Marine Azur advantages

• The leasing choice

You have the possibility of choosing two types of leasing :

• The choice of flag

You can choose between the following flags: French, Italian, Spanish, English, Monegasque and the French RIF flag for professional boating. We advise you on the best approach depending on your circumstances.
NB: The registration costs and the navigation annual charge remain the responsibility of the lessee.
To known more about the flags

• The choice of duration

The durations for financing under leasing-to-buy are generally from a minimum of 4 years to a maximum of 8 years*, according to the financial possibilities and the type of boat (motor or sailing boat).
* Special cases can be considered.

• The choice of personal contribution

Like the period, the contribution varies from a minimum of 30% to a maximum of 40 to 50% of the price of the boat exclusive of tax, according to the type of leasing involved.

• A choice of payment methods

According to your circumstances you can choose the frequency of payments that suits you best. Payments can be made monthly, quarterly or half-yearly.

• The choice of rate

You can freely choose for it to be either fixed or variable.

• The choice of dates for automatic payments

You can change the date in the month when your payment is taken and can thus adjust the date to match the date when your money comes in.

• Transfer of lease

You can, at any time and at any price, transfer your leasing contract to any third person who is likely to carry on with the current leasing agreement and will therefore be able to benefit from the same advantages as you (subject to acceptance of the dossier by Marine Azur).